landlords - where do you do on-line credit checking?
bemily
15 years ago
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bemily
15 years agolast modified: 9 years agoRelated Discussions
How many Walkthroughs can the landlord do?
Comments (17)Agree with camlan about starting new post. Know it's old but wanted to clarify something said above for anyone just reading: What most small owner/landlords fail to understand it that while they do retain ownership of the property, once they enter into a lease the leasee is the one who has exclusive access to the property for the duration of the lease and under those circumstances a landlord is bound to the same rules as a perfect stranger in regards to entering the property. They must knock, announce their intentions and you have the legal right to refuse entrance. They may argue with you on that point, but let it go to court and see how fast a judge will set the landlord straiht. I'm an owner/mgr of several rental houses, I've never seen in any state statutes I've read, certainly not in mine, that once a lease is in force a LL is bound to the same rules as a perfect stranger as far as entry. My state requires "reasonable verbal notice". Many states say xx hours or days written notice. So I always give minimum 24 hours, but that's for taking care of an issue that we need to address (say we're checking up on a repaired roof leak after a rain to make sure it's all good). If tenant calls with a problem we get it taken care of asap. I have good relationships with my tenants, so it's typically not a problem to come over same day. Everyone's happy and I don't have a small problem get bigger from not being addressed. If it's just a routine inspection, I'll give at least a week's notice. But I rarely do those, since one of us is in the house commonly several times a year when tenants call when something needs tending to. We just take a quick look around then. (I don't do white glove tests, nor walk all the way through if working in only one area of the home. If tenants are prone to doing damage, it's typically not isolated to one room. So it's easy enough to spot problems in any room, e.g. evidence of holes in walls, broken windows, etc.) Also in the lease is tenant will not deny entry or make unreasonable delays for entry when LL gives due notice. In case of an emergency, no notice is needed. That's our state statute and in each lease. In the towns our rentals are located, they require registration of the property as a rental, as well as all contact info for owner. It's kept on file in building or water department. Should an emergency arise, such as a fire, they know how to reach the owner. The best thing anyone can do is read and know your State's statutes on Landlord/Tenant law....See MoreLandlord is refusing to accept rent, what do I do now?
Comments (16)Just a quick note on the post dated checks....I seem to recall something about post dating personal checks being not acceptable. I don't think a bank is required to honor a post dated personal check but it's something I would check with your bank about. I know businesses do it with pay checks and such but when I worked as a teller I seem to recall that it didn't apply to personal accounts. So in that case, you could be sending your rent like a month ahead of time and your landlord could cash them whenever they wanted. If that's true, you would be better off sending a money order which proves the date of purchase and seeing if there is some sort of option at the post office to simply get a receipt that you MAILED the check on a certain day. If there wasn't anything to sign for but you had a way to prove that you mailed it....seems like that would be about the only option at this point if they aren't willing to work out a direct deposit sort of thing....See Morea cautionary tale: Do a credit check on your GC
Comments (9)Get a release from your subs, so they can't put contractors leins on your home. Our story....we did a substantial addition to our home about fifteen years ago. (That long?!!!) The day before we were supposed to close on our construction loan, our loan officer called and said our GC was in bankruptcy, and that they would not approve the loan if we used him, unless he could provide some kind of collateral info from his bank. When I called him to ask, he went mental on me. Our second choice scrambled to get a formal estimate put together within hours for the bank, and we were able to close as scheduled. Boy, was I ever grateful that #1 had poor credit, and that our loan officer was watching out for us. Our addition went smooth as silk, our contractor was an absolute pleasure to work with, the addition is wonderful,he actually saved our home from burning down when he came back to install one last lightswitch cover, and discovered a bag of trash I had leaned against the garage was smouldering....See MoreWhere do you order your checks from?
Comments (17)I've used the Sunday paper insert places. Don't have need for a check printer anymore though. I last got them from the bank and will reorder through there if I need more, but I'm sure I won't. My last box cost about $4 for shipping and no charge for printing. Actually I got two boxes for that price since they goofed and started the checks at 1000 rather than 10000 as I ordered so I got the reprint free of course and the bank manager said to keep (and use if I want) the "error" checks. Which I did and will if I need more. I had to take a look at the last checks written in about the last year. Two to the plumber last September. One to the guy who shoveled for me this past winter and 3 medical bills that weren't set up yet in the electronic payment. I'll probably have checks left for my estate to use....See Moregoodtimepete
12 years agolast modified: 9 years agoPatsy Bauman
6 years agoRichard Dollard
6 years agoPassive Investor
14 days ago
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